Injongo

Ukwazisa inkqubo ye-inshurensi encinci ye-inshurensi eNepal, phantsi kwegama Yabelana&Inkathalo, ngenjongo yokuphucula ukufikelela kunye nomgangatho wokhathalelo lwezempilo, kuquka uthintelo kunye nokubuyisela kwisimo sangaphambili. Kwasekuqaleni, ubunini bendawo kunye noxanduva lwalo msebenzi wonke usezandleni zoluntu ngokwalo. I-Karuna ixhasa umanyano lwelali ngokwezimali kunye nobuchwephesha iminyaka emibini, ilandelwa yiminyaka emibini yoqeqesho kunye nesikhokelo sokuqinisekisa ukuzinza ngokubanzi kwenkqubo yokhathalelo..

Indlela yokwenza

I-Karuna iphumeze le nkqubo ye-inshurensi encinci ye-inshurensi kwiilali ezimbini zokulinga. Ngamava afunyenweyo, le modeli yayiza kuphinda iphindwe kwinqanaba elikhulu eNepal. Ngokuhambelana nombono wakhe, uKaruna utyale imali eninzi ekwakheni amandla kwiminyaka emibini yokuqala, isakhiwo esicacileyo, ubunkokeli kunye nophuhliso lwezakhono zokufunda, ukuzimela kunye nenkqubo yezemali engafihlisiyo enoxanduva lwenyanga nenyanga kumaqumrhu asekuhlaleni. Emva kwesiqalo esinzima kwenye yeelali zovavanyo ngenxa yokungaqondi okuzingileyo malunga nesibhedlele esiza kwakhiwa. (bona ukusilela okuqaqambileyo kukaKaruna kwe 2010), khange ndikwazi ukufumana kwiSabelo&Qaphela ukwenza inyathelo elizinzileyo. Phezu kwayo yonke imigudu, bekukho i-negative balance sheet ekupheleni konyaka wesibini 7000 ii-euro ngenxa yokusetyenziswa kakhulu kwamayeza, ukuthunyelwa esibhedlele ngokungeyomfuneko, ulawulo olungenankathalo nobunkokeli obubuthathaka kwaye akukho galelo lisuka kurhulumente wasekhaya nowesithili. UKaruna kulindeleke ukuba avale i-gap yemali kwaye asombulule zonke ezinye iingxaki. Ewe, uninzi lokuxhomekeka okwaphuhliswayo kwakungenxa yeempazamo zethu ze-rookie. Ngokwenza oko, asibonanga mdla wophuhliso okanye amandla okufunda phakathi kweenkokeli zasekuhlaleni. Emva kweengxoxo ezinzulu zangaphakathi, sagqiba ekubeni sixhase iSabelo sikaKaruna&Nto leyo ayinayo 2 iminyaka emi kule lali yokulinga, kuba sibonile ukuba ithuba lokuphumelela oluzinzileyo lincinci kakhulu.

Isiphumo

Esi sigqibo sibuhlungu sokumisa kwilali yokulinga sibe nefuthe elincomekayo ngokungalindelekanga kubunkokeli nakwi (ezemali) Ukuthatha inxaxheba kwezinye iilali ezijikelezileyo apho uKaruna okwangoku waqala le nkqubo ye-inshurensi encinci. Kukho utshintsho olucacileyo ekuxhomekekeni kwi-Karuna ukuya kwi-pro-activity yeenkokheli zelali kwaye kukho ithuba elikhulu lokuzimela kunye nobungqina bexesha elizayo benkqubo ye-inshurensi encinci ye-inshurensi..

Izifundo

Umzuzu wokufunda weKaruna njengombutho wophuhliso kukuba kufuneka ube nesibindi sokuyeka kwaye ukhulule iprojekthi kunye nabantu ukuba akukho thuba lokuphumelela okuqhubekayo.. Oku kusoloko kubangela ingxaki yokuziphatha, kuba ukuyeka ngexesha elifutshane kuyindleko yeqela ekujoliswe kulo. Nangona kunjalo, eso sigqibo esibuhlungu sinokuba nefuthe elihle kwiqela elikhulu labantu kwixesha elide nakwizinga elikhulu.

Umbhali: Isiseko seKaruna

SHIYA IZIMVO