Injongo

I-COCENCES (yoMbindi weNtsebenziswano yaseMntla Kivu Congo) lumanyano lwe 25 ookopolotyeni basezilalini abanoxanduva lokuthengisa iimveliso zezolimo zaloo mashishini. Ekupheleni kweminyaka yoo-1990, ookopolotyeni babengenamali efunekayo yokuququzelela ukuthengwa nokuqokelelwa kwesivuno samafama angamalungu.. Ngenxa yoko, intengiso yayingasebenzi kakuhle. I-NGO yaseBelgian i-Vredeseilanden ke ngoko yagqiba ekubeni yenze i-credit capital ifumaneke.

Umzamo 1

Indlela yokwenza
I-Vredeseilanden yenza ukuba kufumaneke inkunzi yetyala ngokomyalelo wamawaka eedola kwi-cooperative yelali nganye.
U-COOCENKI ufumene ixesha 1998-2002 inkxaso yemali ngohlobo lwenkunzi yetyala ukusuka, phakathi kwezinye,. I-Vredeseilanden ukuze ikwazi ukuboleka imali kookopolotyeni basemaphandleni ukuthenga nokuthengisa isivuno samafama angamalungu ngexesha lonyaka eliphezulu.. Umyalelo wobukhulu bemali-mboleko yayingamawaka aliqela eedola kwintsebenziswano yelali nganye.

Isiphumo
Oomasibambisane abangazange balawule iimali ezingaka, nangona kunjalo, akazange akwazi ukuyibuyisela, kwaye imali eyinkunzi yetyala yanyibilika njengekhephu elangeni.

Umzamo 2

Indlela yokwenza
I-arhente yonyulwa ukuba ityelele ookopolotyeni ukuze ihlawule inkunzi ngoko nangoko. Ukuhanjiswa okuchanekileyo kwemveliso yezolimo kaninzi kusilela.
Emva kweminyaka emininzi yokusilela, uCoocenki wayeka iikhredithi zokuvuna kwaye wagqiba ekubeni aqeshe iarhente yabucala eyayiza kutyelela ookopolotyeni kunye nenkunzi epokothweni yakhe., kunye nokuhlawula kookopolotyeni ngoko nangoko isixa esingqinelana ngqo nesixa seemveliso zezolimo eziqokelelweyo.

Isiphumo
Kodwa ngokuphindaphindiweyo, indoda elungileyo ikholelwa ngokumfamekileyo ukuba isixa esithile “kufutshane” ekhoyo. Kuba wayengakwazi ukuba kuyo yonke indawo ngaxeshanye kwaye engakwazi ukubuyela kwindawo enye rhoqo, wabamkela abalimi ngelizwi labo, uhlawule imali engqinelanayo, kodwa isixa seembotyi okanye umbona awuzange unikwe ngokupheleleyo…

Umzamo 3

Indlela yokwenza
Inkqubo entsha ngokupheleleyo yetyala esekwe kwi. ukonga, ifom yoku-odola kunye nembuyiselo ye-COOCENKI ekuhanjisweni.
Kwaphinda kwathandatyuzwa yonke le nkqubo, kwaye kwayilwa ifomula entsha: umasibambisane welali onokuthi uqokelele iitoni ezininzi zeemveliso zezolimo ngoku uxela oku kuCOOCENKI ogcwalisa ifomu yokuodola ngesixa esixeliweyo.. Ngale fomu yoku-odola, umasibambisane welali unkqonkqoza kumnyango wogcino lwengingqi- kunye nentsebenziswano yamatyala. Oku kuqinisekisa ubunyani befomu yoku-odola kunye nabasebenzi bakwa-COOCENKI, kwaye inika ikhredithi efunekayo, ngokusekelwe kugcino lwabemi bendawo. Intsebenziswano ihlawula amafama angamalungu ngoku kwaye iququzelele izithuthi eziya kwindawo yokugcina yokugcina. Apho iimpahla zihlawulelwa ngu-COOCENKI, kwaye umasibambisane unokuyisebenzisa ukuhlawula imali ayibolekiweyo. Imeko yokuphumelela kumntu wonke: Umfelandawonye wamatyala ufumana inzala kwityala lexeshana elifutshane, Intsebenziswano yelali ngokukhawuleza iququzelela ukuthengisa, esebenzayo kwaye ezimeleyo, kwaye imanyano iyayinciphisa imingcipheko yayo kwaye yandise ukusebenza kwayo ngokulondoloza iindleko zokulandelelana.

Izifundo

Kuyenzeka ukuseta ngokuzinzileyo iintengiselwano ezinkulu zorhwebo ngaphandle kwenkxaso yangaphandle.
Kaloku imali ibivela phesheya, kwaye ngenxa yokuba yayibonwa njengetyala elidibeneyo elingaziwa, akukho mntu waziva enoxanduva lolawulo lwayo olufanelekileyo kwaye imbuyiselo yemali ayenziwanga ngokuchanekileyo. Emva kokungaphumeleli kwenkqubo yokuqala, imbuyekezo ngoku yenziwe kwiqumrhu elizimeleyo nelifakwe ekuhlaleni, okwanikezela ngetyala ngemali yokonga amafama kunye nabamelwane. Imbuyekezo ayinasiphako.
Iimali ezityalwa kwixesha lokuqala azikarhoxiswa. Nangona kunjalo, uCoocenki udale idesika yoncedo ukukhuthaza abo batyalwayo ukuba bathathe amanyathelo amatsha kwaye baxhase ukwenza le misebenzi mitsha ibe nengeniso kwaye ngaloo ndlela bahlawule amatyala abo kwinzuzo.. Kodwa owona mzuzu wokufunda mkhulu ngokungathandabuzekiyo ubonakalise ukuba kunokwenzeka ukuseta iintengiselwano ezinkulu zorhwebo kunye nezibonelelo ezivela kokusingqongileyo ngaphandle kwenkxaso yangaphandle.. Ukuza kuthi ga namhlanje. Ngaphandle kwaloo ntsilelo ibalaseleyo kwiminyaka elishumi eyadlulayo, akukho mntu ngewayeyazi loo nto.

I-COOCENKI ibibonelela ukusukela oko 2007 izixa ezikhulu zeembotyi nomgubo wombona kwi-UN World Food Programme izihlandlo eziliqela ngonyaka. Babengenakuze baphumelele ngaphandle kwenkqubo yokuthenga esebenzayo.

Ngokubhekele phaya:
Ukusuka kwingxelo yejaji:

“Ukusilela okuqaqambileyo okunesiphumo esihle nesifanelekileyo, ukubaluleka kokuchaza ubunini bengxaki kunye nokuhamba wedwa.

Umphumo wokufunda ube nobubanzi obubanzi, ngakumbi kwicandelo lomgaqo-nkqubo nesicwangciso, hayi kuphela i-COOCENKI/Vredeseilanden kodwa kwimibutho emininzi yophuhliso. Oku kukusilela kwimibutho emininzi yophuhliso (mandulo) kwafuneka ujongane nayo. Isiphumo sokufunda sibaluleke kakhulu: abemi balapha abazithathi nzulu iimali-mboleko kwii-NGOs zangaphandle kuba i-NGO ayiyobhanki esemthethweni okanye ikopolotyeni yetyala.”

Umbhali: Ivan Godfroid/Vredeseilanden & Abahleli beFayile eziGqwesileyo

SHIYA IZIMVO