Kwesinye isikhathi lisekhona ithemba ngeziguli esebelashiwe. Ukwelashwa kwezokwelapha okusathuthukiswa kungabanikeza izinzuzo zezempilo ezidingekayo. MyTomorrows (mT) ixhuma iziguli nodokotela nemithi esakhiwayo. Lokho kuzwakala kulula kunalokho okuyikho.

TvBM_TheoBreuersTimvdGeijn_LD_lr_20200226-1594: TvBM_TheoBreuersTimvdGeijn_LD_lr_20200226-1594

Ukwakha imithi emisha kuyinqubo ebizayo futhi ende. Ngokwesilinganiso kuthatha 8 iminyaka yokwakha umuthi, emva kwalokho kusengenzeka kuze kube 3 kuthatha iminyaka ukuthi umuthi ufinyelele esigulini.

Ukufinyelela ngaphambi kwesikhathi kuyindlela elawulwayo yokwenza imithi itholakale ngokushesha ngokunikeza iziguli eseziqedile ukufinyelela emithini esesigabeni sokugcina sokuthuthukiswa komtholampilo.. Iziguli azibambi iqhaza ocwaningweni lomtholampilo, kodwa odokotela bayaqoqa (umhlaba wangempela) idatha mayelana nokwelashwa kwabo, umkhiqizi angabese esebenzisa ukuthuthukisa nokubhalisa umuthi.

Umgomo we-mT uku (1) Ukusiza iziguli ezinokwelashwa kokuphela kwempilo ziseshe izindlela zokwelapha ezingase zibe khona, (2) ukusekela odokotela ekutholeni izindlela zokwelashwa futhi babone ukufinyelela kweziguli kanye (3) thuthukisa i-trajectory yokuthuthukiswa kwezidakamizwa ngedatha yomhlaba wangempela.

Ukubuyisela imali yokwelashwa okungabhalisiwe ngaphansi kwezimo ezithile ngeke nje kuholele ekunakekelweni kwesiguli komuntu siqu, kodwa futhi ohlelweni lwezemvelo oluthuthukisiwe lokuthuthukiswa kwezidakamizwa okuholela emithini ethengekayo,Ngokusho kuka-Ingmar de Gooijer.

I-mT isebenza emhlabeni wonke, isiza izinkulungwane zeziguli nodokotela unyaka ngamunye ngolwazi mayelana nokufinyelela emithini esathuthuka. Inkundla yezobuchwepheshe ye-mT iqukethe izingxenye ezimbalwa, kufaka phakathi injini yokusesha esesha okubhaliselwe kwesilingo somtholampilo, ukuhlolwa kwezokwelapha kanye ukusetshenziswa kozwelo-izinhlelo (lapho imithi engakagunyazwa inikezwa iziguli ngaphansi kwezimo eziqinile). Izinkampani ezenza imithi zixhasa ngezimali izinsiza ze-mT, ezitholakala mahhala kodokotela neziguli.

I-mT ingathanda ukuthuthukisa icala lebhizinisi ukuze kubuyiselwe imali yokufinyelela ngaphambi kwesikhathi ngaphansi kwezimo ezithile e-Netherlands. Ukuze uthole idatha yomhlaba wangempela nezivumelwano zentengo ngaphambi nangemuva kokungeniswa, iziguli eziningi zithola ukunakekelwa ezikudingayo, umkhokhi unokulawula okwengeziwe emananini entengo yemithi futhi izindleko zocwaningo zomkhiqizi ziyancipha. Izinkampani ezincane ikakhulukazi ziyazuza kulokhu ngoba zivame ukuphoqeleka ukuthi zisebenzisane nabakhiqizi abakhulu esigabeni sokugcina socwaningo, okunciphisa ukuncintisana.

Ukuze ifike esimweni sebhizinisi, i-mT yamisa abashayeli bezindiza abathathu abahlukene, lapho kwenziwa ucwaningo ngohlelo lokuxhasa ngezimali oluhlomulisa iziguli, ubuciko, uyakhokha (uhulumeni noma umshwalense) kanye nomkhiqizi.

Akekho noyedwa kubashayeli bezindiza abathathu abafinyelele entanjeni.

Ukuhlola kokuqala kungene ohlelweni olukhona lwembuyiselo futhi kungancika ekusekelweni yizinhlangano zesiguli kanye nabasebenzi., kodwa wanamathela kuma-insurers.

Ukuhlola kwesibili kwaphela lapho umenzi womuthi engakwazi ukunikeza ukwelashwa ngaphakathi kwezimo okwakuvunyelwene ngazo.

Umshayeli wesithathu wokwelapha ngofuzo ubambezelekile ngenxa yoMnyango Wezempilo, Ezenhlalakahle Nezemidlalo (I-VWS) wayenomdlandla ophakathi. Ekugcineni, ukwelapha kwathathwa inkampani enkulu eyenza imithi, kuyilapho kuyilokho kanye i-mT efuna ukukugwema.

Ngakho-ke kukhona icala lebhizinisi elifakazelwe lokubuyisela ukufinyelela ngaphambi kwesikhathi ngaphansi kwezimo ezithile (okwamanje) hhayi eNetherlands (yebo eFrance, lapho kusukela 1994 isetshenziswa). Kodwa uDe Gooijer akadikibali. I-mT isebenza emhlabeni wonke njengenkundla yolwazi kanye nokufinyelela emithini esakhiwayo, esekela izinkulungwane zeziguli nodokotela minyaka yonke.. ‘Ngaphezu kokusiza iziguli eziningi ngangokunokwenzeka, sifuna nokuthuthukisa imodeli yokuthuthukiswa kwezidakamizwa. Lokhu kudinga ukubambisana okwengeziwe phakathi kwamaqembu, esizoqhubeka nokusebenza phezu kwayo.”