Chinangwa
Kuunza a cooperative micro-insurance system muNepal, pasi pezita rekuti Share&Care, nechinangwa chekuvandudza kuwanikwa uye kunaka kwehutano hwehutano, kusanganisira kudzivirira uye kugadzirisa. Kubva pakutanga, muridzi wenzvimbo uye mutoro wepurojekiti yese iri mumaoko enharaunda pachayo. Karuna anotsigira macooperatives emumusha mune zvemari uye nehunyanzvi kwemakore maviri achiteverwa nemakore maviri ekudzidziswa uye kutungamira kuti ave nechokwadi chekuchengetedza kwese kwehurongwa hwekuchengeta..
Maitiro
Karuna akaita iyi cooperative micro-insurance system mumisha miviri yekutyaira. Neruzivo rwakawanikwa, modhi iyi yaizodzokororwa pamwero mukuru muNepal. Maererano nechiratidzo chake, Karuna akaisa mari yakawanda mukuvaka masimba mumakore maviri ekutanga, chimiro chakajeka, hutungamiri nekusimudzira kugona kudzidza, kuzvimiririra uye hurongwa hwemari huri pachena hune kuzvidavirira pamwedzi kubva kumubatanidzwa weko. Mushure mekutanga kwakaoma mune imwe yemisha yekutyaira nekuda kwekusanzwisisana kunoramba kuripo nezve chipatara chichavakwa. (ona kutadza kwaKaruna kwakajeka kwe 2010), handina kukwanisa kuwana kubva kuShare&Chengetedza kuita chirongwa chakasimba. Pasinei nekuedza kwose, pakange paine negative balance sheet pakupera kwegore rechipiri 7000 euros nekuda kwekushandiswa kwakanyanya kwemishonga, kuendeswa kuchipatara zvisina basa, hutungamiri husina hanya uye hutungamiriri husina simba uye pasina mipiro kubva kuhurumende yemunharaunda neyedunhu. Karuna aitarisirwa kuvhara gaka rezvemari uye kugadzirisa mamwe matambudziko ese. Ehe, kutsamira kwakawanda kwakagadzirwa kwakakonzerwa nekukanganisa kwedu kwerookie. Mukuita izvi, takaona pasina chido chekusimudzira kana kugona kudzidza pakati pevatungamiriri venzvimbo. Mushure mekukurukurirana kwakanyanya mukati, takasarudza kutsigira Karuna's Share&Izvo zvisingaite 2 makore ekumira mumusha uyu wekutyaira, nekuti takaona kuti mukana wekubudirira kwakasimba waive mudiki.
Mhedzisiro
Sarudzo iyi inorwadza yekumira pamusha wemutyairi wendege yakave nemhedzisiro yakanaka isingafungidzirwe pahutungamiriri uye (mari) kubatanidzwa mune mamwe misha yakapoteredza apo Karuna akanga atangawo iyi micro-insurance system. Pakave nekushanduka kwakajeka kubva pakutsamira paKaruna kuenda kupro-activity yevatungamiriri vemusha uye pane mukana mukuru wekuzvimiririra uye neremangwana-uchapupu hweiyo cooperative micro-insurance system..
Zvidzidzo
Nguva yekudzidza yeKaruna sesangano rekusimudzira ndeyekuti iwe unofanirwa kuve neushingi hwekumira uye kurega chirongwa uye vanhu kana pasina mukana wekubudirira kwakasimba.. Izvi zvinogara zvichiunza dambudziko rehunhu, nekuti kumira kwenguva pfupi kuri kukanganisa boka rinotarisirwa. Zvisinei, chisarudzo chinorwadza chakadaro chinogona kuva nemigumisiro yakanaka kune boka guru revanhu munguva refu uye pamwero mukuru.
Munyori: Karuna foundation
ZVIMWE ZVIKANGANISWA ZVAKANAKA
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Kurwara asi kwete pamuviri
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